Posted on March 9th, 2025

by Verby Bermudez

2.5 min read

Financial Peace Strategy

Securing your financial future starts early, and life insurance can be your secret weapon. It’s not just about protection—it’s about financial growth, tax advantages, and peace of mind.

Why Start Early?

• Lower premiums – Lock in affordable rates while you're young and healthy.
• More time for growth – Compound interest works best with time.
• Guaranteed protection – Avoid coverage issues due to future health concerns.

Index Universal Life (IUL) – More Than Insurance

IUL combines life insurance with cash accumulation linked to market performance. Benefits include:
✅ Market-linked growth with downside protection
✅ Tax-deferred cash value growth
✅ Flexible premiums and benefits

Living & Tax-Free Benefits

• Access funds for medical expenses, disability, or long-term care while alive.
• IRS-approved tax advantages – Tax-free death benefits, tax-deferred growth, and tax-free access via loans.

Real-Life Success Stories

• Walt Disney used life insurance to help fund Disneyland.
• J.C. Penney kept his business afloat during the Great Depression with policy loans.

Take Action Now

• Consult a financial professional to explore your options.
• Invest wisely – IUL can be a smart addition to your strategy.
• Secure your family’s future with proactive planning.

The best time to start was yesterday—the second best time is today! 🌱 While time is on your side, schedule a free one-on-one appointment with our financial pro—visit vandjlife.com or email us at [email protected]m.

Prefer to chat? Call us or text 'PLAN' to (832) 885-2067. We're available:
📅 Monday–Thursday: 8 AM–5 PM (PST)
📅 Friday: 8 AM–12 PM (PST)

*Living Life Defender our all-inclusive flagship product is an exclusive life insurance product designed for and distributed by Premier Financial Alliance. The owners and financial professionals at Vandj Life are proud affiliates of PFA and are appointed with National Life Group. This permanent life insurance policy offers both protection and the potential for cash value growth. Issued by Life Insurance Company of the Southwest®, a member of National Life Group®, it represents the next evolution in our shared commitment to financial security.