Blog

Living Life Defender: The Best and Most Affordable Life Insurance with Comprehensive Living Benefits

Posted on February 2nd, 2025

by Verby Bermudez



For years, traditional life insurance has revolved around one primary function—providing a death benefit to beneficiaries after the policyholder’s passing. While this safety net is crucial, what if life insurance cou…

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"What Is a Living Benefit Rider?"

Posted on January 5th, 2025

by Joyce Grace



A living benefit rider is an additional feature on your life insurance policy that provides extra protection during your lifetime. While many insurance providers charge extra for this, National Life Group, the pioneer of l…

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"Life Insurance with Living Benefits: A Lifeline for Tough Times"

Posted on December 7th, 2024

by Verbz Bermudez



Life insurance is traditionally seen as a safety net for loved ones after death, but policies with living benefits can help you while you’re still alive. These features, available on many permanent life insurance produ…

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"Life Insurance You Don’t Have To Die To Use"

Posted on November 3rd, 2024

by Laura Martin



Joven and Benita were living the American Dream until Joven was diagnosed with renal cell carcinoma—cancer. What gave them peace of mind during this challenging time was their life insurance policy with living benefits. …

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"Living Benefits: Alzheimer’s & Fertility Coverage Added!"

Posted on October 9th, 2024

by Verbz Bermudez


National Life Group is upping its game, rolling out two added living benefits it started January 28, 2023: coverage for Alzheimer’s Disease and a Fertility Journey Rider. It’s like they’re saying, “We’ve got your back—…

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"Your Life Insurance Must Have These Features"

Posted on September 1st, 2024


by Verbz Bermudez


Life’s Journey Needs a Sidekick.

Let’s be real—life is full of twists, turns, and the occasional pothole. From climbing the career ladder to planning a retirement getaway, the big question is: How do we keep our fi…

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"Why We Bought Life Insurance for Our Kids"

Posted on August 3rd, 2024


by Caroline Ledell




Let's be honest, when our kids were little, their biggest financial concerns were deciding between buying more Legos or saving up for that cool new video game. But we, being the overachieving parents we are, decided …

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"Why More Professionals are Turning to IUL Insurance for a Secure Retirement"

Posted on July 21st, 2024


by Joyce Grace



Hi everyone! Today, we're diving into a growing trend among professionals: the increasing preference for Indexed Universal Life (IUL) insurance as a retirement planning tool. As healthcare professionals and life insuranc…

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"Lifetime Income: Retire with Dignity"

Posted on June 9th, 2024


by Joyce Grace



As a nurse, I’ve seen many colleagues who were supposed to retire, only to find themselves back at work. Additionally, numerous patients in their retirement years struggle with health issues and financial problems that st…

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"The Sign of an Excellent Life Insurance"

Posted on May 15th, 2024


by Verbz Bermudez


Life insurance isn’t just for when you’re gone. Enter Living Benefits, the life insurance you don’t have to die to use. While many carriers offer partial benefits, the truth of the matter is there's only one that provid…

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"Critical Illness: More Than Half Faced Bankruptcy Before Death"

Posted on April 11th, 2024


by Verbz Bermudez



Picture this: you're cruising through life, totally chill, when—bam!—an unexpected illness hits you like a bag of bricks. Scary, right? Well, it's actually more common than you might think. In fact, according to the …

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"Lean In: Empowering Women to Take Charge of Their Finances"

Posted on March 7th, 2024


by Joyce Grace

Did you know that women wield immense power in shaping consumer spending, influencing a whopping 83% of purchases in the U.S.? Surprising, right? Yet, despite this influence, many of us shy away from discussing the one thi…

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"Fortify Your Future: The Critical Shield You Didn't Know You Needed"

Posted on February 19, 2024


by Laura Martin 



Unveiling the Power of Critical Injury Coverage in Your Life Insurance

In the intricate tapestry of life insurance, there exists a hidden guardian, often overshadowed but undeniably crucial – the Critical Injury Cover…

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"Unlocking Financial Freedom: Your Ultimate Lifeline in a World of Uncertainty"

Posted on January 1st, 2024


by Verbz Bermudez

In the vast landscape of financial planning, there lies a hidden gem – a lifeline designed to cater to the needs of those who seek not just security but a roadmap to financial freedom. We understand that your needs are…

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"Where Life Insurance Gets Lively"

Posted on December 15th, 2023


by Laura Martin 


At Vandj Life, we don't just offer life insurance; we provide a backstage pass to the grand show of living benefits! Picture this – beyond the typical death benefit protection, we bring you features that turn your p…

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"Life Insurance: Not Just for Goodbyes Anymore!"

Posted on November 1st, 2023


by Verbz Bermudez


Ever thought your life insurance was just being a little too... patient, waiting for your grand exit? Well, introduce yourself to "living benefits," life insurance’s fun little way of saying, “Hey! I’ve got somethin…

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"Life Insurance: Not Just for the Afterlife Anymore!"

Posted on October 2nd, 2023


by Verbz Bermudez 


Picture this: You've purchased life insurance and, as the name suggests, it's all about... well, life. But wait, there’s a twist! How about getting some of those benefits while you're still sipping your morning coff…

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"LADIES, HOW TO TALK ABOUT MONEY WITHOUT PLAYING DEAD!"

Posted on September 1st, 2023


by Joyce Bermudez


Ladies, let's chat. We run the show when it comes to shopping, influencing a whopping 83% of consumer spending (1) in the U.S.! And yet, when it comes to money chit-chat, 61% of us would rather discuss...death?(2) …

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"The Best Life Insurance in the US: Edge and Characteristics"

Posted on August 15th, 2023


by Verbz Bermudez


The Best Life Insurance In the US:

Edge and Characteristics


Navigating through life's challenges, from the growth of your career to retirement, often poses the universal question: How do we ensure a financially sec…

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"Choosing the Best Life Insurance: What to Look for and How to Find It in Coeur D'Alene"

Posted on August 3rd, 2023.


by Laura Martin 


When it comes to securing our future and protecting our loved ones, there's nothing as crucial as having the best life insurance. A reliable life insurance policy can offer financial security, peace of mind, and a saf…

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"Long Term Disability & Other Work Impairments: Shielding Your Finances for Health Challenges"

Posted on July 3rd, 2023.


by Verbz Bermudez 


Life can be unpredictable, and health challenges can strike when we least expect them. Coping with a long-term disability or any work impairment can be emotionally and financially overwhelming. In such difficult times…

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"Demystifying Life Insurance: A Guide to Understanding the Basics"

Posted on June 10th, 2023


by Joyce Grace


Life insurance: More than just a piece of paper!

Hey there, dear reader! Life insurance can sometimes feel like a puzzle wrapped in an enigma, but fear not!
We're here to decode it all for you. So, grab a cup of coffee…

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"The Importance of Life Insurance: Protecting Your Loved Ones' Future"

Posted on May 9th, 2023


By Laura Martin 


Life Insurance: Your Fun-Filled Guide to Future-Proofing!

Welcome, folks, to the rocking rollercoaster world of life insurance at Vandj Life, nestled in the heart of Couer d'Alene, Idaho! Amid life's wild and unexpected jo…

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Living Life Defender IUL (life insurance with the complete living benefits)

Whole Life (with living benefits)

Term Life (with living benefits)

Annuities (with living benefits)

Infinite Banking (with living benefits)


*Vandj Life does not accept any payments.