Posted on September 1st, 2024

Story by Verbz Bermudez

Life’s Journey Needs a Sidekick.

Let’s be real—life is full of twists, turns, and the occasional pothole. From climbing the career ladder to planning a retirement getaway, the big question is: How do we keep our financial ducks in a row while making sure our loved ones are secure?

Enter life insurance. But not just any life insurance—a policy that’s more than just a safety net. Think of it as a financial Swiss Army knife.

What Should Your Life Insurance Have?

1. Protection for Every Plot Twist

Whether it’s securing your kids’ future, saving for that dream retirement, or building a legacy, you’ve probably wondered: Who’s got my back? The right life insurance policy makes sure the answer is: You do.

2. Flexibility on Steroids

Life throws curveballs. The best policies bend but don’t break, letting you adjust premiums and coverage as needed. It's as flexible as your yoga instructor.

3. A Financial Safety Net

Insurance isn’t just about “what ifs”—it’s about living large now. Need to pay off debt or cover an unexpected expense? The right policy should have you covered.

4. The Best of Both Worlds

Get this: You can grow your cash value with market gains while avoiding losses when the market dips. Think of it as having your cake and not worrying about it falling on the floor.

5. Smart Money Management

Spread out your premium payments to optimize your investments. More crediting dates mean less risk, more reward. It’s like dollar-cost averaging, but better.

6. Cash When You Need It

Got a kid headed to college, buying a house or a surprise expense? No problem. Access your cash value tax-free, and with flexible loan options, you’re always in control.

7. Safety Nets and More Safety Nets

Worried about policy lapses or unexpected life events? The best policies offer protections against both, ensuring you’re covered, whether it’s a critical illness, critical injury, fertility journey fund, chronic illness, Alzheimer's, terminal illness or just a bump in the road.

8. Income for Life

Retirement should be about relaxing, not stressing over income. Look for a policy that guarantees a paycheck for life. Now that’s peace of mind.

Why Settle for Less?

Not all life insurance is created equal, and that’s why it’s essential to choose a policy that checks all these boxes. The Living Life Defender Indexed Universal Life (IUL) does exactly that. It’s not just life insurance—it’s a life plan. The same cost with other insurance carriers or less but with it, you get all the features you need to protect your future and the flexibility to live your life to the fullest today.

Ready to Defend Your Life?

Visit https://vandjlife.com or shoot an email to [email protected]. Need to chat? Call or text (832) 885-2067. We’re open Sunday through Thursday, 8AM to 5PM, and Fridays 8AM to 12NN (PST).

Don’t wait for tomorrow. Live your life with a defender today.