To process your request please let us know if you need a quotation for Living Life by Design IUL (life insurance/living benefits/cash accumulation/market crashes protection/IRS-approved tax-free advantage), Whole Life (with living benefits), Term Life (with Living benefits) or Annuities (with living benefits). In the form below, please provide your correct date of birth, gender and the current state you are residing. If you need a quote for your family, please specify their names along with their ages, genders and the state they are currently residing. We'll send you policy samples within 24 hours for your review. You will also receive a request for a protocol phone or Zoom interview to discuss details and answer questions. An application form will be included for underwriting approval (48-hour process). Once approved, you're fully covered after the first premium is drafted from your bank account by the insurance carrier. Vandj Life does not accept payments. We await your contact.