Posted on January 5th, 2025
by Joyce Grace

1.5 min read

A living benefit rider is an additional feature on your life insurance policy that provides extra protection during your lifetime. While many insurance providers charge extra for this, National Life Group, the pioneer of living benefits, offers it at no additional cost. Riders are designed to customize your policy to meet specific needs that standard insurance might not cover.

For example, if you’re diagnosed with a terminal illness, an accelerated death benefit rider allows you to access part of your death benefit while you're still alive. This payout can help cover medical expenses or other costs. When you pass away, your beneficiaries receive a reduced benefit since part of the policy has already been used.

Living benefits add a vital layer of protection, proving that life insurance is more than just coverage for after-death expenses—it helps safeguard what matters most during your lifetime.

Want to Learn More?

Contact a Vandj Life insurance agent to see if you qualify for a life insurance policy with comprehensive living benefits.

📌 Learn more about complete living benefits: VandjLife.com
📧 Email us: info@vandjlife.com
📞 Need to chat? Call or text 'COMPLETE' (832) 885-2067

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*Living Life Defender our all-inclusive and complete with living benefits is an exclusive life insurance product designed for and distributed by Premier Financial Alliance. The owners and financial professionals at Vandj Life are proud affiliates of PFA and are appointed with National Life Group. This permanent life insurance policy offers both protection and the potential for cash value growth. Issued by Life Insurance Company of the Southwest®, a member of National Life Group®, it represents the next evolution in our shared commitment to financial security.