Posted on January 5th, 2025

by Joyce Grace

A living benefit rider is an additional feature on your life insurance policy that provides extra protection during your lifetime. While many insurance providers charge extra for this, National Life Group, the pioneer of living benefits, offers it at no additional cost. Riders are designed to customize your policy to meet specific needs that standard insurance might not cover.

For example, if you’re diagnosed with a terminal illness, an accelerated death benefit rider allows you to access part of your death benefit while you're still alive. This payout can help cover medical expenses or other costs. When you pass away, your beneficiaries receive a reduced benefit since part of the policy has already been used.

Living benefits add a vital layer of protection, demonstrating how life insurance goes beyond just covering after-death expenses—it helps protect what matters most during your lifetime.

Want to learn more? Contact a Vandj Life insurance agent to see if you qualify for a life insurance policy with comprehensive living benefits.

Learn more about the complete living benefits visit https://vandjlife.com or shoot an email to [email protected]. Need to chat? Call or text (832) 885-2067. We’re open Mondays through Thursdays, 8AM to 5PM, and Fridays 8AM to 12NN (PST).