Living Life Defender: Affordable IUL Life Insurance with All-inclusive Living Benefits

Living Life Defender: Affordable IUL Life Insurance with All-inclusive Living Benefits

Posted on February 2nd, 2025

by Verby Bermudez

3 min read



What Makes Living Life Defender Stand Out?

1. IUL with Comprehensive Coverage Beyond Death Benefits

  • Covers critical illnesses such as heart attacks, strokes, and cancer.
  • Includes chronic conditions requiring long-term care.
  • Provides support for terminal illnesses, ensuring access to palliative or hospice care.
  • Extends to critical injuries and unique expenses—such as Alzheimer’s care and fertility treatments—which most other products or carriers exclude. A few may offer them, but typically at a hefty additional cost to policyholders.

2. Financial Security Without Extra Costs

  • No additional charges for accessing living benefits.
  • Stable premiums ensure stress-free financial planning.
  • Coverage extends to unpredictable crises, including pandemics and acts of terrorism.

3. Proactive Health and Financial Stability

  • Encourages preventive healthcare by providing financial access to medical treatments.
  • Eliminates concerns over overwhelming medical expenses.
  • Transforms life insurance from a mere safety net into an essential tool for everyday financial well-being.

Affordable and Essential: The Smartest Choice for Life Insurance

Many assume comprehensive coverage comes with a hefty price tag, but Living Life Defender proves otherwise. By prioritizing affordability without compromising benefits, this policy allows families to secure their financial future without straining their budgets.


Why You Need Living Life Defender Now

Life is unpredictable, and financial security shouldn't be left to chance. Whether you're safeguarding your family's future, preparing for potential health challenges, or simply ensuring peace of mind, this policy provides ultimate protection at a cost-effective rate.

The days of waiting until the end of life to benefit from life insurance are over. With Living Life Defender, you gain access to financial resources when you need them most—making it the best and most affordable life insurance choice for modern families.

Don't wait for the unexpected. Secure your future today with Living Life Defender—an all-inclusive life insurance policy that truly works not only for the dead but, most importantly, for the living.

Vandj Life’s owners and team are proud members of Premier Financial Alliance and appointed life producers with National Life Group.


While time is on your side, schedule a free one-on-one appointment with our financial pros—visit vandjlife.com or email us at [email protected].

Prefer to chat? Call us or text 'COMPLETE' to (832) 885-2067. We're available:
📅 Monday–Thursday: 8 AM–5 PM (PST)
📅 Friday: 8 AM–12 PM (PST)


*Living Life Defender our all-inclusive complete living benefits is an exclusive life insurance product designed for and distributed by Premier Financial Alliance. The owners and financial professionals at Vandj Life are proud affiliates of PFA and are appointed with National Life Group. This permanent life insurance policy offers both protection and the potential for cash value growth. Issued by Life Insurance Company of the Southwest®, a member of National Life Group®, it represents the next evolution in our shared commitment to financial security.

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Living Life Defender IUL (life insurance with the complete living benefits)

Whole Life (with living benefits)

Term Life (with living benefits)

Annuities (with living benefits)

Infinite Banking (with living benefits)


*Vandj Life does not accept any payments.