The Best Life Insurance in the US: Edge and Characteristics

The Best Life Insurance in the US: Edge and Characteristics

Posted on August 15th, 2023

Story by Verbz Bermudez

The Best Life Insurance In the US:

Edge and Characteristics

Navigating through life's challenges, from the growth of your career to retirement, often poses the universal question: How do we ensure a financially secure future for ourselves and our loved ones?

The answer lies in the Living Life By Design Indexed Universal Life (IUL) insurance. This isn't just a policy; it's a promise and an opportunity.

Why Living Life By Design IUL?

1. Financial Protection for Every Stage of Life

Whether you're considering your children's future, planning for retirement, or aiming for a significant legacy, questions arise. Who will support my family if I'm gone? How do I save enough for emergencies, retirement, and healthcare? The Living Life By Design IUL offers solutions to all these concerns.

2. Flexibility Highlights 

This policy is designed to adapt to your changing needs. Whether it's premium payments or the coverage amount, flexibility is at its core.

3. A Financial Reservoir for Life's Needs 

Life insurance isn't just about providing after death; it's about living life to the fullest. With the Living Life By Design IUL, you get immediate funds for clearing debts, replacing lost income, and even enhancing lifestyle.

4. Upside Potential with Downside Protection

Living Life By Design combines insurance protection with cash value accumulation. You're shielded from potential market downturns with our "upside potential with downside protection" approach.

5. Systematic Allocation for Optimized Investment

Spread out your premium over the year, ensuring more interest rate crediting dates, and reducing risks associated with a single annual crediting date.

6. Enhanced Access to Policy Cash Values

Need funds for your child's college or an emergency? Access the built-up policy cash value tax-free.Plus, with three flexible loan options, you're always in control.

7. Overloan Protection & Meeting Lifetime Needs

Guard against policy lapsing with our Overloan Protection Rider. Additionally, the Accelerated Benefit Rider offers financial relief in case of terminal, chronic, or critical illnesses, ensuring you're always covered.

8. Lifetime Income Benefit Rider

Secure a constant stream of income during retirement. Once conditions are met, you're guaranteed an income for life, ensuring peace of mind.

Living Life by Design: Exclusively with Premier Financial Alliance

Not every insurance provider offers the Living Life By Design IUL. Only Premier Financial Alliance, the number one Independent Marketing Organization of National Life Group, can provide this unique policy. As proud members of PFA, Vandj Life's financial professionals design only the best for their clients.

An Insurance for Life and Living

Many insurances are about "what ifs" and potential future scenarios. The Living Life by Design IUL, however, is designed for the here and now, as well as the future. This is a policy for those who recognize that life insurance isn't just about protection, but also about opportunity. It's about ensuring that the people you love are taken care of, even when you're still here to see it. It's about giving yourself the flexibility and freedom to enjoy the fruits of your labor and to live your life by design.

Visit to explore how the Living Life by Design Indexed Universal Life insurance can be the perfect blend of protection and opportunity for you and your family. To learn more email us at [email protected] or Call | Text at 832-885-2067 and set up a free comprehensive financial planning appointment. Opens Sundays through Thursdays 8AM to 5PM; Fridays 8AM to 4PM all available hours in Pacific Standard Time.

We look forward to hearing from you and helping you achieve financial security and peace of mind.

Invest in an insurance that doesn't wait for tomorrow. Live your life by design today

Send Me a Quotation

To process your request please let us know if you need a quotation for Living Life by Design IUL (life insurance/living benefits/cash accumulation/market crashes protection/IRS-approved tax-free advantage), Whole Life (with living benefits), Term Life (with Living benefits) or Annuities (with living benefits). In the form below, please provide your correct date of birth, gender and the current state you are residing. If you need a quote for your family, please specify their names along with their ages, genders and the state they are currently residing. We'll send you policy samples within 24 hours for your review. You will also receive a request for a protocol phone or Zoom interview to discuss details and answer questions. An application form will be included for underwriting approval (48-hour process). Once approved, you're fully covered after the first premium is drafted from your bank account by the insurance carrier. Vandj Life does not accept payments. We await your contact.