Posted on November 3rd, 2024
by Laura Martin
2.5 min read


Joven and Benita were living the American Dream until Joven was diagnosed with renal cell carcinoma—cancer. What gave them peace of mind during this challenging time? Their life insurance policy with living benefits. Today, Joven is cancer-free and shares his story to inspire others.

A Love Story & A Journey to the U.S.

High school sweethearts from the Philippines, Joven and Benita’s love endured years of separation as they navigated immigration to the U.S.

• 1990: Benita moved to the U.S.
• 1992: She returned to marry Joven.
• 2002: Joven and their children finally joined her in Wildomar, California.

Life was good—Joven worked as an engineer, and Benita thrived as a registered nurse—until Joven’s 2011 diagnosis changed everything.

Living Benefits: A Lifeline During Crisis

Facing mounting financial concerns after surgery, Joven remembered the living benefits in his life insurance policy. To their relief, the policy allowed them to access $288,000 to cover expenses. This gave them peace of mind and allowed Joven to focus on recovery.

A New Mission: Educating Families

Three years later, Joven was cancer-free and back to living the American Dream. Inspired by their experience:
✔️ Benita left nursing to focus on helping families.
✔️ Joven joined her in educating others about life insurance with living benefits.

“It’s been therapeutic to share my story,” Joven says.

Now, Joven and Benita are on a mission to educate families about the importance of life insurance. A 2015 study by Life Happens and LIMRA found that over 40% of Americans have no life insurance, leaving them vulnerable to financial disaster. Joven and Benita aim to change that by sharing their story and building a team of agents dedicated to protecting families.

Join the Movement

Joven and Benita are licensed agents for the insurance companies of National Life Group and are committed to helping others prepare for the unexpected.

Want to Learn More?

📌 Learn more about the all-inclusive & complete living benefits: vandjlife.com  

📌 Interested in joining the living benefits crusade text "CRUSADE" to (832) 885-2067
📧 Email u s: [email protected]
📞 Need to chat? text 'BENEFITS' and the time of the day you prefer the call to (832) 885-2067 and a financial professional will call you at business hours.

🕒 Business Hours:

• Monday – Thursday: 8 AM – 5 PM (PST)
• Friday: 8 AM – 12 PM (PST)