Life Insurance and Living Benefits

Life Insurance and Living Benefits

At Vandj Life in Coeur d'Alene, Idaho, we provide a wide array of life products and custom solutions to fit the needs of individuals, families, businesses and non-profit organizations. We offer an exceptional life insurance service that sets us apart from the rest. Discover the unique benefits of our "All-inclusive Life Insurance Solutions." Not only do we provide state-of-the-art quotations and applications, but we also offer affordability without compromising on comprehensive coverage for critical injury, critical illness, chronic illness, and terminal illness. Our flagship product, Living Life by Design, is truly a complete life insurance and living benefits solution. With us, you won't have to pay additional costs for every rider, such as the critical injury rider. Unlike other providers, we can't be matched because our mothership NLG is the pioneer of living benefits.

With our proprietary product, you can eliminate the hassles of calling and dealing with different insurance companies. Our policies grant you immediate access to a range of benefits, eliminating the need to wait until the unthinkable happens. The day the insurance company drafts your first premium is the day you're completely covered. That means you don't need to wait for years to be fully protected, that means you don't have to die to use your coverage. That is true peace of mind.

What distinguishes us is our partnership with the esteemed National Life Group. With an impressive 175-year legacy of delivering on its promises, our trusted carrier has brought peace of mind to millions of individuals during challenging times, including my very own family and friends who have Living Life by Design.

Don't delay securing your future and protecting your loved ones. Take action now! Engage with us by contacting our team, and let us guide you towards the perfect life insurance solution tailored to your needs and budget. Our experienced financial professionals, who practice responsible finance, will guide you to the necessary financial tools and help you avoid unnecessary expenses.

Send Me a Quotation

To process your request please let us know if you need a quotation for Living Life by Design IUL (life insurance/living benefits/cash accumulation/market crashes protection/IRS-approved tax-free advantage), Whole Life (with living benefits), Term Life (with Living benefits) or Annuities (with living benefits). In the form below, please provide your correct date of birth, gender and the current state you are residing. If you need a quote for your family, please specify their names along with their ages, genders and the state they are currently residing. We'll send you policy samples within 24 hours for your review. You will also receive a request for a protocol phone or Zoom interview to discuss details and answer questions. An application form will be included for underwriting approval (48-hour process). Once approved, you're fully covered after the first premium is drafted from your bank account by the insurance carrier. Vandj Life does not accept payments. We await your contact.