About Us

Our Mission: Empowering a Secure and Prosperous Future


At Vandj Life, our mission is to empower individuals, families, business owners, and employers across...

At Vandj Life, our mission is to empower individuals, families, business owners, and employers across America to build a secure and prosperous future through...

We go beyond being a life insurance business. Founder Verbz and Joyce, a compassionate couple, understand the importance of being ready for life's surprises....

Living Life Defender

A life insurance that helps to provide the opportunity and flexibility to meet the challenges of creating a secure financial future in a SINGLE CONTRACT.

Our Policyholders

Katherine M - Seattle, WA

Truly, "win by design." I love the superb service with a family-owned business touch. I'm glad I met Verbz & Joyce. They are passionate in educating and showing my husband and I options without being pressured. My husband and I feel confident and secure for our family's financial future and goals. Definitely, I can recommend to anyone who are looking for financial professionals to show them about the financial strategies and options. I recommended V and J Life to my relatives.

06.10.2023

What Makes Us Different

  • Critical Injury Coverage at No Extra Cost
  • All-Inclusive Living Benefits
  • Secure Financial Future in a Single Contract
  • IRS-Approved
  • Access Tax-Free Advantage
  • Term Life with Complete Living Benefits
  • Whole Life with Complete Living Benefits
  • Annuity with Living Benefits
  • State of the art Quote/Pre-illustration
  • Free-Consultation
  • Experienced Financial Professionals
  • A Judgement-Free, Pressure-Free Environment
  • Family-Owned
  • Veteran-Owned
  • Alzheimer's Coverage at No Extra Cost
  • Fertility Journey Coverage at No Extra Cost
  • Flagship Product: Living Life Defender (IUL)
  • Covers illnesses & injuries cause by pandemic or terrorism
  • Spoken languages:
    English, Spanish, Chinese, Vietnamese, Persian, Tagalog, Korean